Mr. Scriven is the CEO of IDB Invest, Inter-American Development Bank (IDB) Group’s private sector institution. IDB Invest is a multilateral development bank focused on serving its clients and achieving the UN Sustainable Development Goals in Latin America and the Caribbean.

A dual Argentine/British citizen, Mr. Scriven was previously Vice President of Corporate Risk and Sustainability at the International Finance Corporation (IFC) in addition to other leadership positions. Before joining the IFC, Mr. Scriven was Chief Financial Officer of Banco Hipotecario in Argentina.

During the past two decades, he has concentrated his efforts on promoting the private sector in development. Mr. Scriven holds a Master´s degree in Finance from Universidad del Centro de Estudios Macroeconómicos of Argentina, and a degree in Business Administration from the Pontifical Catholic University of Argentina.

Marisela Alvarenga is a global financial leader with over two decades of experience spanning private banking, capital markets, and multilateral development institutions. Recognized for her strategic vision and execution, she has built a distinguished career driving sustainable finance, financial innovation, and growth across Latin America and the Caribbean (LAC).

Currently serving as Managing Director and Division Chief of Financial Institutions at IDB Invest—the private sector arm of the Inter-American Development Bank (IDB) Group—Marisela shapes the institution’s strategic engagement with banks, fintechs, insurers, cooperatives and other financial actors across LAC. She plays a key role in positioning the financial sector as a catalyst for development, championing innovative financing structures and market-building initiatives that mobilize private capital at scale. Her leadership has helped mainstream green, social, and sustainable finance across the region, with a strong emphasis on deepening financial health, supporting women-led businesses, and advancing climate-resilient investments.

Prior to joining the IDB Group, Marisela held senior leadership roles in corporate and investment banking at Citibank and Banco Cuscatlán, including Regional Director for Corporate Finance in Central America. In these roles, she led cross-border transactions and built regional platforms that strengthened access to finance for corporates and institutional clients.

Marisela holds a Bachelor’s degree in Economics and Business Administration from the School of Economics and Business, and an MBA from the Pontifical Catholic University of Chile, complemented by executive studies at the Otto Beisheim School of Management (WHU) in Germany. She has also completed specialized programs in Impact Investing and Sustainable Finance from leading institutions in the United Kingdom.

Fluent in the language of both markets and mission, Marisela is a sought-after voice on the intersection of finance, sustainability, and innovation. She is passionate about scaling solutions that advance financial health, climate resilience, and inclusive development in emerging markets.

Sergio is a recognized banking leader with extensive experience in running both established and new, global and local banking businesses. Sergio held senior roles in Wholesale and Investment Banking across Argentina, Spain and the US. With deep technical expertise in areas such as Funding, Treasury, Debt Capital Markets, Structured & Project Finance, Credit and Distribution, Sergio was the CEO for Santander Argentina and led the Corporate Banking group at Santander New York. Sergio holds a master’s in finance from CEMA, Argentina, and is a true believer in emotional intelligence and is passionate about leading people and teams.

Since 2009, Michael has served as President and CEO of Accion, a global nonprofit on a mission to create a fair and inclusive economy for the 1.6 billion people who are failed by the global financial system. He brings 30 years of extensive international banking and public service leadership to his role, including more than 12 years at Citigroup, where he led international franchise management as well as communications, philanthropy, and human resources. During his tenure as CEO, Michael has built Accion into a leading early-stage investor in fintech for inclusion and an expert in the digital transformation of financial service providers. He has cultivated several partnerships that strengthen Accion’s work to develop and scale cheaper, more accessible, and customer-friendly financial solutions for underserved people globally.

Sophie is the CEO of CGAP, an international partnership, housed in the World Bank Group, dedicated to promoting inclusive financial ecosystems that enable a green, resilient, and equitable world for all. Sophie has dedicated her professional career to the development of inclusive and sustainable financial ecosystems around the world, with more than twenty years of experience at the World Bank, where she has held different positions, including Director of Strategy and Operations at the Independent Evaluation Group (IEG) of the World Bank and Director for the Caribbean region. Previously, Sophie worked as an expert in financial sector development and stability in Europe, Latin America, and Asia. Among others, she led various Financial Sector Assessment Programs (FSAPs) in various countries in Europe, Central Asia, and Latin America, and she was the Manager who led the World Bank's response to banking crises in various countries of the European Union during the global financial crisis of 2008-2011. Prior to joining the World Bank, Sophie worked in JP Morgan's Financial Institutions (FIG) team on Mergers and Acquisitions (M&A) in Europe, and for Halcrow Fox and Associates' Infrastructure team. Sophie holds a Masters in Economics from the London School of Economics (LSE).

Andrés Vásquez is the CEO and one of the founding members of Nequi, Colombia’s leading digital financial platform.
With over 25 years of experience in the financial sector, Andrés has dedicated his career to exploring the transformative power of digital innovation in banking.

A visionary leader, Andrés combines deep industry knowledge with a relentless drive to challenge traditional models. He played a key role in turning Nequi into one of Latin America’s most successful fintech stories and continues to evolve its strategy to position it as a true game changer in the region’s financial ecosystem.

Andrés holds a degree in Administrative Engineering from the Escuela de Ingeniería de Antioquia, where he also studied Marketing and International Business. He later completed executive programs in Strategic Management at Universidad de los Andes and ‘Leaders Who Matter’ at Stanford University.

Passionate about innovation and technology, Systems Engineer with mastery in Digital Transformation, MIT certifications in Innovation and Artificial Intelligence and specialization in Business Transformation by INCAE. Currently strengthening strategic vision with studies at ADEN on Business Transformation with AI. With more than 25 years of experience in the financial sector — 15 years in banking and more than 10 in microfinance at Fundación Génesis Empresarial — leading projects that integrate data analytics, creativity and development of solutions to drive financial inclusion and digital evolution.

Carla leads the Technical Assistance Component of LocfundNext, which has contributed to the implementation of more than 120 projects across 14 countries in Latin America and the Caribbean. She has over 14 years of experience in strengthening financial inclusion institutions, particularly in Digital Transformation and Governance.

Most recently, she led a regional Financial Inclusion and Digital Transformation program funded by IDB Lab, supporting more than 30 MFIs in the region. She also participated in the conceptualization and design of the study “Perspectives on Digital Transformation and Fintech in Financial Inclusion” (published by IDB Lab), and she currently leads the Artificial Intelligence Diagnostic in MFIs within the LocfundNext portfolio.

She holds a Master's degree in Public Administration from Columbia University in New York, and a degree in finance and international relations from the Externado University of Colombia, specializing in risk and information economics from the Universidad de los Andes. She has an interdisciplinary professional career spanning more than fifteen years in development banking, inclusion and financial education, green finance, sustainability, and economic research, which allows her to successfully lead teams in the implementation of multisectoral projects of national scale with innovative solutions. Since August 2022, she has directed Banca de las Oportunidades (Opportunities Bank), a national government program that implements Colombia's inclusion and financial education policy. In this position, Paola has led the agenda of resilient inclusive finance, open finance and data, and financial well-being. She has also worked on the design of strategies to promote financing for small-scale productive units.

Sonia Arenaza es Directora General de Inclusive Innovations, una firma de consultoría enfocada en la intersección entre tecnología y desarrollo. Aporta una profunda experiencia en estrategia, gestión de productos y desarrollo de políticas en áreas como finanzas digitales, blockchain, activos digitales e inteligencia artificial. Anteriormente, Sonia ocupó cargos de liderazgo en BNY, Meta, Naciones Unidas y Accion International. Actualmente se desempeña como Consultora Senior de Inclusión Financiera en CGAP y asesora a emprendimientos liderados por mujeres.Sonia cuenta con un certificado de Chief Product Officer (CPO) por el MIT, una maestría por la Universidad de Syracuse, y formación en ciencias de la computación en Perú.

Jo Ann Barefoot is CEO & Co-founder of the Alliance for Innovative Regulation (AIR), a nonprofit organization working globally to promote a more fair, inclusive and resilient financial system by helping adapt financial regulation for the digital age. She hosts the global podcast show Barefoot Innovation and is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government. She has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and a staff member at the U.S. Senate Banking Committee.

Jo Ann currently serves on the board of Oportun. She is a member of advisory bodies for FinRegLab and the Milken Institute. She was formerly on the board of the National Foundation for Credit Counseling and FINRA, chaired the boards of the Financial Health Network and FinRegLab, and served on the CFPB’s inaugural Consumer Advisory Board. She co-founded the regtech firm, Hummingbird.

In 2024, Jo Ann was the first non-lawyer recipient of the Proxmire Award. In 2023, American Banker named Jo Ann one of the most Influential Women in Fintech. Other honors include being recognized as Fintech Woman of the Year, selected to the Forbes magazine list of 50 Over 50, and named to the Fintech Hall of Fame and the Women in Fintech Power List (twice). Fast Company magazine has honored AIR in its World Changing Ideas awards.

Oscar Bazoberry is a seasoned entrepreneur and innovator with over 35 years of experience in technology, finance, and operations. He is the creator of the Community Value Chain (CvC™) model, which leverages AI and blockchain to enhance productivity, liquidity, and sustainability. Through his leadership at World Data Inc. (WDI), he has pioneered tokenization of future agricultural harvests, enabling farmers to access credit and liquidity ahead of production. His work bridges FinTech innovation and sustainable development, integrating verifiable credentials, smart contracts, and digital tokens.

Mercedes Bidart is CEO and co-founder of Quipu. Argentinian based in Colombia, studied Political Science at the University of Buenos Aires and a Master's Degree in Cities at the Massachusetts Institute of Technology, as a Fulbright candidate. Before starting Quipu, Mercedes worked at CIPPEC and TECHO in Argentina and in the town hall of New York in the USA. Mercedes is a fellow of Cartier Women’s Initiative.

He is currently the General Superintendent of Securities of Costa Rica. He holds a degree in Economics from the University of Costa Rica and a law degree from the Escuela Libre de Derecho University. He has 20 years of work experience as a financial regulator and supervisor at the Central Bank of Costa Rica, the General Superintendency of Securities, and the National Council for the Supervision of the Financial System of Costa Rica. He was a free trade agreement negotiator at the Ministry of Foreign Trade and is a professor at the University of Costa Rica and Lead University.

David Brogeras, Director and Head of Digital Transformation at IDB Invest, is an experienced professional in the field of digital transformation. His work focuses on addressing challenges within the private sector by integrating digital platforms, data analytics, and artificial intelligence solutions.

Before joining IDB Invest, David held managing director positions at renowned global consulting firms specializing in digital transformation. His entrepreneurial spirit led him to co-found two technology start-ups. His expertise spans various sectors, including agriculture, manufacturing, and financial inclusion. Through his publications, he sheds light on the potential of the Latin American and Caribbean region to enhance competitiveness via innovative digital solutions.

With a Bachelor’s degree in Physical Sciences from Universidad Autónoma de Madrid, his role at IDB Invest involves leading digital transformation initiatives and partnership programs that significantly impact private sector development. He also focuses on enabling businesses to extract more value from their technology investments, improving their Digital Business Journeys, and achieving their Sustainable Development Goals (SDGs).

César Buenadicha is the Head ai of the Ecosystem Building and Acceleration Division at BID Lab, where he leads an international team of specialists in identifying and co-creating high-impact innovations and ventures across Latin America and the Caribbean. His work focuses on strengthening innovation ecosystems through financing, strategic connections, and key regional events.

César holds a Ph.D. in Economics as well as a dual degree in Law and Business Administration and Economics.

He has extensive experience in economic development and entrepreneurship. For ten years, he worked in Honduras, El Salvador, and Bolivia, leading productive development and employment programs in collaboration with Spanish and Dutch cooperation agencies. Previously, he gained experience in the private sector as a lawyer at the prestigious international law firm Clifford Chance in Madrid.

His approach combines hands-on field experience with deep expertise in designing and implementing strategies to drive the growth of startups and innovation ecosystems in emerging markets.

As CEO of Revolut Colombia since 2025, Diego is spearheading the launch of the global financial super-app's full banking operations, slated for 2026, after successfully securing the company's official banking license. This role is the culmination of an 18+ year career dedicated to democratizing access to credit and building scalable, customer-centric products that create tangible social and economic impact. This mission was previously demonstrated when, as cofounder of KLYM, he successfully scaled the company to provide innovative, tech-driven working capital solutions to businesses across Latin America, cementing his expertise in leveraging advanced technology to solve real-world financial challenges.

Mynor Leonel Cajas del Valle serves as Regional Manager of Corporate Risk, Investments, and ESG at Grupo Promerica, leading the management and supervision of corporate credit risks in nine Central American countries, the Dominican Republic, and Ecuador. With over 29 years of experience in banking and more than 20 years of specialized risk experience, he has consolidated a career focused on strengthening the financial resilience and sustainability of the regional banking system. In addition to his executive work, Mynor participates as an international speaker and mentor, sharing best practices on risk management, financial innovation, and sustainability, contributing to capacity building in the region.

Elena Calatayud Hernando holds a degree in Economics from the University of Alcalá de Henares and has a Master's in the Executive Development Program from the Instituto de Empresa Business School in Madrid. She has over 25 years of experience in the financial sector, having served as CISO (Chief Information Security Officer) at Banco Santander Spain for nearly 10 years. She was also General Director of Supervision at the National Banking and Securities Commission in Mexico, where she developed the current cybersecurity regulations for banks and fintechs.

Elena served at Amazon Web Services as a leader in Innovation and Transformation for the financial industry. Currently, she is a Consult Partner for Kyndryl Mexico, supporting financial institutions in defining and executing their technology strategy through specialized consulting that integrates cloud, data, analytics, artificial intelligence, and cybersecurity—ensuring alignment with business objectives, regulatory compliance, and operational efficiency. She is an Independent Board Member of MUFG Bank, Avanza Sólido, ASOFOM, and AFICO.

Andres Calderon brings more than 30 years of experience in the financial services sector, implementing risk tools in multiple lending institutions with a focus on consumer, microfinance, retail, and MSMEs. Andrés is a specialist in score development, portfolio risk management, operational risk control, and collections. He began his career at Citibank in the Latin America Region, where he focused on credit scoring, portfolio growth, collection strategy, and risk forecasting management. Before joining Accion, he served as Mortgage Collections Head in Bank Colmena, and Consumer and SME banking Portfolio Risk Manager for Bank Colpatria in Colombia. Since joining Accion in 2007, he has worked to build a comprehensive risk framework that integrates best practices and innovative risk management tools with the complexities inherent to providing credit to informal clients and support financial inclusion through alternative scoring tools and Advanced data analytics. Andrés has been extensively involved in developing and implementing credit, operational and market risk initiatives with Accion partners worldwide with primary focus in inclusive finance, particularly targeting underserved segments, dedicated to identifying opportunities to expand financial access for vulnerable populations, especially women, ensuring that the models and processes implemented are responsive to their economic realities and specific needs.

Eric Campos Morgan is the current Executive President (CEO) of BAC Guatemala, a position he has held since 2017 within the Grupo Financiero BAC.

With more than twenty years of leadership in the banking sector, he has held key executive roles as Director of Operations (COO) and Director of Innovation (CINO) for Central America and Panama.

Furthermore, I was member of the Directive Council of BAC operations, contributing to strategic decision-making and regional alignment.

He began his career at BAC in 2000 as Commercial Manager at BAC San José, Costa Rica, leading initiatives in corporate banking and for SMEs. Between 2003 and 2009, I was in charge of developing new products and services for these segments. His commercial, operational and innovative leadership has been part of the drive for the transformation and growth of BAC in Central America and Panama.

Executive President
Banco de Ahorro y Crédito Adopem, S.A.
Microfinance Specialist
Graduated in economics and with a Master's degree in Business Administration

1985 -1993 worked at the Central Bank of the Dominican Republic in different areas of economic affairs and international department.
1993-2003 executive director of the Asociación Dominicana para el Desarrollo de la Mujer, Inc. (ADOPEM).
2003- current executive president of Banco de Ahorro y Crédito Adopem, S. A., entity of the Fundación Microfinanzas BBVA group in the Dominican Republic.

Currently, volunteer Executive Director of the Asociación Dominicana para el Desarrollo de la Mujer, Inc. (ADOPEM), member Founder of the Red Dominicana de Microfinanzas (Asociación REDOMIF), member of the Council of Redomif, Pasada President of the Red Centroamericana y del Caribe de Microfinanzas (REDCAMIF), member of the Executive Committee of the Council of Fundaciones Americanas de Desarrollo (SOLIDARIOS), Secretariat of the Council of Directors of the Asociación de Bancos de Ahorro y Crédito Corporaciones de Crédito de República Dominicana (ABANCORD), Treasury of the Organizing Committee of Central American and Caribbean Games-Santo Domingo 2026 (JJCC2026) through Presidential Decree 201-22 and Expert Sector of the META RD Financial Committee 2036, by decree 337-24.

César is the Chief Investment Officer of Locfund, an impact investment fund with a presence in 14 Latin American countries. A Bolivian national with over 20 years of experience in the financial sector, he has led the strategy and evolution of the fund’s three generations, consolidating its position as a key player in financing microfinance institutions.

His career combines financial analysis with a vision for inclusive development, promoting sustainable investment models in emerging markets.
He is the father of four children and an active advocate of initiatives that strengthen the impact ecosystem in the region.

Recognized as one of Bloomberg's 100 Innovators in Latin America (2024), Filiberto is a visionary leader with over 20 years of experience in financial services, specializing in data science, consumer credit, and marketing. He is the founder and co-CEO of Aviva, a Mexico City-based startup revolutionizing unsecured credit for low-income individuals, with a $13 billion addressable market and over 70 million underserved people in Mexico. Previously, he was Chief Growth Officer at Konfío (2016-2022), leading key teams and contributing to its growth to a $1.3 billion valuation.

Erick Chacón is President of the Fintech Ibero-America Alliance, which brings together fintech chambers and associations from 17 countries. In this role, he advances public–private collaboration, common standards, interoperability, and greater financial inclusion. An INCAE MBA with a Fintech specialization from Wharton, he has led initiatives in digital banking, e-money, wallets, remittances, digital credit, insurtech, and Bitcoin-based services. He is also the founder and President of ASAFINTECH and the CEO of PaySea, from where he promotes talent, investment, and technological adoption across the region.

An executive with extensive experience in sustainability, financial inclusion, digital transformation, and social impact. He is Assistant Manager of Stakeholder Management at Caja Los Héroes and Executive Director of CIPEM, leading innovation and social development projects in Chile. He holds a degree in Business Administration from Adolfo Ibáñez University and a master's degree in Marketing, focused on generating strategic and social value through collaboration with public and private stakeholders. He has held strategic roles in companies in the financial, transportation, and manufacturing sectors in Chile.

Magdalena Coronel brings more than 15 years of angel investing, venture capital and investment banking experience both in the United States and Latin America. Magdalena started her career as a Venture Capital Analyst with Prosperitas Capital Partners, a fund manager investing in early-stage tech companies located in Uruguay. Subsequently, she became VentureStart Program Manager at the Regional Technology Alliance in Sacramento, California to later transition to Director with the Institute of the Americas, where she was responsible for the Innovation and Entrepreneurship Program. Since 2018 she was a member of Houlihan Lokey, advising clients in valuation matters, until she joined IDB Lab as a Senior Investment Officer, leading the direct equity arm of the Lab, in December 2020. Magdalena assumed the role of Chief Investment Officer of IDB Lab in September 2021. Magdalena also co-founded a 35-member angel investor network with a focus on deal flow from Argentina, Colombia, and Uruguay, and was a Business Fellow from Partners of the Americas and the U.S. Department of State Bureau of Educational and Cultural Affairs in 2011. Ms. Coronel holds a B.A. in Economics from Universidad de la República Oriental del Uruguay, and a Master’s degree in Business and Administration from NYU Stern.

Héctor de la Garza Ramos is the founder and CEO of E Factor Network, a FINTECH company with 15 years of experience in the market that offers a SaaS platform for electronic factoring operations and has provided liquidity worth over $50 billion to more than 20,000 Mexican and international companies. Before founding the company in 2009, he held key roles in supply chain and business development at Nacional Financiera, as well as Grupo Financiero Banorte, Bancomext, and Banca Afirme. He holds a degree in Economics from ITESM, a Master's degree in Administration from EGADE, and studied at the University of Oviedo, Spain.

Carla is an international consultant with more than 30 years of experience in sustainable development. She is currently Deputy Director of the Swiss BASE foundation, where she promotes innovative projects in sustainable financing, including financing the circular economy, sustainable energy, resilience and adaptation, and sustainable mobility and urban planning at a global level.

Simone di Castri is Co-Founder and Co-Director of the Cambridge SupTech Lab and CEO of Digital Transformation Solutions, where he leads initiatives at the intersection of technology, data, and public policy to modernise financial authorities and public institutions globally. With two decades of experience across more than 60 countries, Simone has advised central banks, regulators, and multilateral organisations on digital transformation, data governance, and AI-driven supervision. His work focuses on designing scalable digital public infrastructure and suptech solutions that strengthen governance, accountability, and inclusion in the financial sector.

José has over 25 years of experience in international banking and emerging markets, focused on unbanked or underserved populations. Currently at IFC, he leads advisory services, product development and strategy for the Banking on Women business line in ELAC. He also supports investment transactions with focus on Gender Finance and Financial Inclusion which resulted in a women portfolio increase from $600M to about $4.5b. Jose leads projects across two continents with a focus on SME, gender finance, silver economy, and inclusion. Jose supports banks in the structuring and launching of value propositions focus on sales approach, credit underwriting processes and non-financial services for middle market, SME, and micro segments. As a member of IFCs FIG Global team, Jose leads IFCs Data, Risk and Regulation and Gender Global Practice Groups to ensure the adherence to best practices across MSME banking, gender finance, data and analytics.

Maurico Galán currently serves as an independent advisor at several NBFIs focused on microfinance and consumer credit. He was CEO for over 20 years at Financiera Independencia, Apoyo Economico, and Credito Familiar, and founded several microfinance institutions in Mexico and the United States. He was also President of ProDesarrollo.

Terence Gallagher is a British national, based in Washington. He began his career as an investment banker at Citigroup, where he spent 9 years supporting emerging market governments and corporates access the international capital markets, working from London, New York and São Paulo. Since 1999, he has dedicated himself to Microfinance, initially working as a consultant for diverse organizations such as Accion International, Development Alternatives Incorporated, and PlaNet Finance. He joined the IFC in 2008 in Rio de Janeiro where he spent 10 years as a Specialist for Micro and Small Enterprise Finance, responsible for investments in Latin America and Sub-Saharan Africa. As of April 2018, Terence moved to Washington to join IDB Invest as head of Financial Inclusion. He has a Masters degrees in Economics from the University of Cambridge, UK.

Jose Luis Gamboa is CEO and Co-Founder of Excuela, a Peruvian edtech specialized in mobile education with light technology and interactive pedagogy. Its objective is to make learning accessible to everyone, without relying on constant connectivity or high-end devices. Excuela was recognized with the first place in the Tec Prize del Tec de Monterrey and is supported by the BID and the Department of State of EE.UU. Jose Luis leads educational projects in Latin America and EE.UU., bringing practical training to populations that have traditionally fallen out of the educational system.

Kieran Garvey leads AI research at the University of Cambridge’s Centre for Alternative Finance, focusing on how AI is being applied across financial authorities and industry worldwide.

He has over 15 years’ experience in FinTech, AI, and regulatory innovation, building technical capabilities in 300+ financial authorities across 120+ countries and designing machine learning capacity building programmes for quant researchers and engineers. He holds degrees from Imperial College London and the London School of Economics, and has published over 30 global reports on the adoption of FinTech and regulation as well as on Agentic AI in finance.

Mr. Kieran Garvey leads AI research at the University of Cambridge’s Centre for Alternative Finance, focusing on how AI is being applied across financial authorities and industry worldwide.

Verónica Gavilanes Véjar is the General Manager of BancoSol in Bolivia. Under her leadership, she has spearheaded the bank’s comprehensive digital transformation, commercial strategy model, and sustainability strategy. She also led the creation of the gender-smart banking model "Avanza Mujer” and the issuance of two Gender Social Bonds, positioning BancoSol as a pioneer in Bolivia and the only privately-owned bank in Latin America with two consecutive issuances of gender-exclusive bonds. Previously, she held strategic positions for over two decades in Ecuador’s leading financial group.

Cristóbal Gómez Gutiérrez is a Panamanian and Costa Rican lawyer and mediator with four master's degrees: in Banking Law, Economic Analysis of Law, Financial Administration, and Fintech and Innovation, from studies completed in Panama, France, Belgium, and Italy. He is the author of a book, podcasts, and academic publications on topics ranging from ethics and humanism in finance to international arbitration in Administrative Law. He served for 13 years at the Superintendency of Banks of Panama, where he is currently Innovation Manager and Director in charge of Strategy and Transformation. He is also a member of the Fintech Group of the Central American Council of Superintendents of Banks, Insurance, and Other Financial Institutions; he is Coordinator of the Financial Innovation Hub of Panama; and was the first Technical Secretary of the Financial Coordination Council. He loves family, art, science, and serving his country.

Sebastián González Saldarriaga, a dual citizen of Colombia and Spain, serves as Chief of the Private Sector, Synergies, and Trade Unit (PST) in the Inter-American Development Bank’s (IDB) Sector for Productivity, Trade, and Innovation (PTI). He leads strategic platforms and initiatives to strengthen private sector engagement, advance the regional trade agenda, and foster synergies between the public and private sectors. He holds an MBA from Thunderbird School of Global Management and a Bachelor’s Degree in International Relations and Geography from the University of Miami. Sebastian also holds certificates in International Business Management from Georgetown University and in Economic Development from Harvard University. He has more than 15 years of experience at the IDB Group and, previously, in the private sector.

Nataša serves as CFI’s Managing Director where she shapes CFI’s vision and drives strategy implementation. She also ensures the quality of CFI’s programs, including oversight of research and publications, and develops influence and funding strategies in support of CFI’s work. She previously worked with the World Bank and IFC on financial inclusion, digital finance, and consumer protection. Earlier in her career, Nataša served as the Vice President of The Boulder Institute of Microfinance. Nataša has a graduate degree in European Integration Studies from the University of Bologna and University of Sarajevo in partnership with the London School of Economics and an undergraduate degree in International Relations from William and Mary.

Pedro E. Gutiérrez Q. is a senior executive with over 25 years of experience in the technology sector, specializing in blockchain and digital finance innovation. He currently serves as Head of Partnerships at LNET and Business Development Head for Latin America at Bitunix. He has led institutional adoption initiatives of Web3 technologies, digital identity programs, and tokenization projects, as well as financial infrastructure modernization efforts across the region. Previously, he held leadership roles as Regional Director at CoinEx and Peersyst Technology, and was also a board member of the NEM Foundation. His professional focus combines financial innovation with the expansion of exchanges and the development of strategic partnerships with governments, multilateral organizations, and private enterprises, contributing to the strengthening of the digital ecosystem in Latin America.

Diego Herrera is a Principal Specialist at the Connectivity, Markets, and Finance Division at the Inter-American Development Bank -IDB-. Besides his lending activities, which focus on productive development financing and policy-based loans to promote regulatory reform in Latin America and the Caribbean, he serves as the Regulation Focus Group Coordinator at the IDB. He leads the financial regulation agenda from a sectoral perspective. He leads the regional policy dialogue for the financial sector, as well as the FintechLAC initiative, which fosters digital finance in the region, among other activities. Before his tenure at IDB, he was Superintendent for Market Risk and Integrity and Market Risk Chief at the Colombian financial regulator. He also led the risk function at securities firms in Colombia, among other roles in the private sector. Diego is a Master of Science in Risk Management from New York University-Stern School of Business and earned MA and BA degrees in Economics from Universidad del Rosario in Colombia.

Mr. Hüppi enjoyed an international career with Zurich Insurance Group which he joined in 1963. He retired from Zurich Group as Chairman and CEO in 2002.

Following his career at Zurich he founded ParaLife Group, which is dedicated to improving the resilience of lower income people and small businesses and to their financial inclusion through financial protection and related services. ParaLife offers financial inclusion solutions to cooperations, banks, government – and International Institutions in Latin America.

Mr. Hüppi serves as ParaLife’s Executive Chairman and is also engaged in various private equity companies, currently as Chairman of LynxOn, a Fintech Company in Beijing, China, Caretaker Medical, a medical device company in the USA, among others.

An economist with an emphasis on business administration, a specialization in commercial management, and a diploma in coaching, his professional career has focused on the financial sector, specifically in the commercial field, where he plays a key role in investment advisory services and trading financial instruments, both locally and in foreign currencies. As a certified trader by the AMV (Securities Market Self-Regulator) (AMV-I), in fixed income, variable income, derivatives, and foreign exchange, and a financial advisor, he has extensive knowledge of Colombian financial regulation.

He has served as a Corporate Trader for Corficolombiana, Business Promoter for Casa de Bolsa SA and Alianza Valores, Commercial Manager for Banco de Occidente, Wealth Manager for Credicorp Capital, independent consultant in financial education and personal finance, and General Director of the Regulatory Projection and Financial Regulation Studies Unit (URF), a position he currently holds.

Ana María Ibáñez Londoño currently holds the position of Vice President for Sectors and Knowledge at the Inter-American Development Bank. Her career includes serving as a Professor at the Universidad de los Andes in Bogotá, specializing in migration, rural development, and conflict research. She also held roles as Dean of the School of Economics and Director of the Research Center. Ana María has contributed to various boards, including Grupo Éxito, BBVA-Colombia, Fundación Éxito, and Fundación Saldarriaga Concha. She also served on the Advisory Committee of the United Nations' PeaceBuilding Fund and the World Bank's Commission on Poverty. She earned her Ph.D. and Master's in Agricultural and Resource Economics from the University of Maryland, with an undergraduate degree in Economics from the Universidad de los Andes in Bogotá, Colombia.

Juliana Jaramillo Valencia designer with expertise in innovation, digital transformation and development of digital products and services for different industries. Today he works as Innovation Manager at Banco W, a Colombian microfinance bank, he has led the creation of the Wlab Digital Laboratory in alliance with the Universidad Icesi in Cali Colomiba, strengthening the innovation culture and technological capabilities of the bank. The design and launch of digital solutions such as Billetera W, CDT Digital and Gotahorro Digital have been promoted, which promote financial inclusion and access for micro-entrepreneurs to 100% digital services

Holds a degree in Economics and an MBA from IE Business School. He has more than 10 years of experience in strategic and business consulting, including 6 years leading projects within the framework of data-related regulations in the financial sector, such as GDPR, PSD2, Open Finance regulations in Brazil and Colombia, and the Fintech Law in Chile. He is highly engaged in the global financial services innovation ecosystem, contributing significantly to the development and growth of various institutions.

Jason Julien is a Chartered Financial Analyst with over 20 years of experience in the financial services industry. He is the holder of a BSc in Management Studies with honours from the University of the West Indies, an MBA from Edinburgh Business School, the designation Accredited Director from the Chartered Governance Institute of Canada, as well top honours in IABF’s 2018 Professional Certificate for Financial Advisors Programme (Cert. FA) in the Banking Specialization and is currently enrolled in the Stonier Graduate School of Banking. his career has covered consultancy with PricewaterhouseCoopers and management positions at an international bank. He was also employed with one of the largest financial services conglomerates in the Caribbean, where he managed over $8 billion in assets. Mr. Julien has served on several notable boards and is currently a member of the Board of Directors of the Trinidad and Tobago Chamber of Industry and Commerce, Term Finance Holdings Limited, St. Lucia Electricity Services Limited as well as a Director on the Board of the West Indian Tobacco Company Limited while holding the present position of Acting Group Chief Executive Officer of the First Citizens Bank.

Álvaro Madrigal is Co-Founder and CEO of Mi Compa, an insurtech on a mission to transform access to insurance and financial services for millions of underserved people across Latin America — leveraging mass distribution, technology, and user-centered design.

An Industrial Engineer with a specialization in Systems Optimization from Universidad Panamericana, Álvaro began his career at global corporations such as Colgate-Palmolive, Nike Mexico and Nike Inc., leading digital transformation, advanced analytics, and commercial expansion initiatives in emerging markets like Mexico, India and South Africa.

He is also the founder of Hatch Startups, a venture studio and fund that has built and scaled startups in insurtech, health, mobility, and proptech. His career blends corporate strategy, entrepreneurial execution, and a bold vision to drive systemic impact at scale.

Alessandro Maffioli is Managing Director and Division Chief of Development Impact at IDB Invest. He oversees the organization’s Impact Management Framework, which includes an end-to-end series of tools and practices to measure and manage the development impact throughout the investment lifecycle. During his 20 years of experience at the IDB Group, Alessandro has coordinated impact evaluations of projects in areas including agricultural development, science and technology, small and medium-sized enterprise productivity, and access to credit. Prior to joining the IDB Group in 2004, Alessandro spent five years at the Research Center for Latin American Studies and Transition Economies of Bocconi University, where he focused his research on the economics of innovation and regional economics. Alessandro holds a PhD in Production and Development Economics from the University of Insubria, Italy.

Barbara Magnoni is President of EA Consultants and a leading expert in financial inclusion with over 25 years of experience in inclusive insurance, client-centered product design, and small business resilience. She has advised insurers, banks, development finance institutions, and UN agencies worldwide, leading initiatives with MAPFRE, AXA EssentiAll, BanRural in Guatemala, and Banco Compartamos in Mexico. Barbara has collaborated with governments and nonprofit organizations across Africa and Southeast Asia and served on the Board of Aterna, Latin America’s largest microinsurance distributor.

Her work combines deep qualitative research with a strategic understanding of business models that serve low-income and vulnerable populations. She is currently advising UNDP’s Insurance and Risk Finance Facility, BlueOrchard’s InsuResilience Investment Fund, and NYU’s Financial Access Initiative. A former emerging markets strategist on Wall Street, Barbara founded EA Consultants to strengthen financial systems for underserved communities. She holds a Master’s in International Affairs from Columbia University, where she also teaches.

Luis Alejandro is a seasoned executive with over 25 years of experience spanning the financial, corporate, investment, and sustainable development sectors. He currently serves as Head of Green Finance at IDB Invest, where he leads advisory services for investment funds, financial institutions, and capital markets across Latin America and the Caribbean.

Throughout his career, he has advised on the structuring of pioneering, high-impact thematic instruments, including green, blue, sustainable, and sustainability-linked bonds and securitizations, several of which were the first of their kind in the region. Before joining the IDB Group, Luis spearheaded the design and implementation of the first green credit lines for renewable energy, sustainable transport, and agroforestry within the private banking sector. He also led the structuring of the world’s first forest-based carbon credit issuance, listed on NYSE Blue, and was recognized with the planetBanking Award in 2011 for his leadership in sustainable finance innovation.

Luis holds a degree in Engineering with a specialization in Hydraulics in Israel and an MBA with a concentration in Sustainable Development from INCAE Business School.

Daniel Méndez Delgado is Policy Advisor for Digital Finance at the IIF. In this role, he covers Artificial Intelligence, Digital Economy & Ecosystems, Data Sharing Frameworks, Digital Assets, and Cross-Border Payments. Prior to joining the IIF, Daniel worked as an advisor for innovation and market development for the Financial Regulation Unit at the Ministry of Finance in Colombia. Daniel has participated as a guest lecturer and speaker in the Americas and Europe.

Director of the Blockchain/DLT/Web3 and Quantum Digital Technology Innovation Lab at NTT DATA. Former president of the Blockchain & DLT Peru Association (ABPE) and Director of Innovation, former president of the Peruvian Software Association APESOFT, and founder of the Peru Digital Cluster. He has been involved in digital transformation and innovation projects for the past 40 years of his professional career. Crypto enthusiast. University professor of new technologies.

Executive, Consultant, and Academic, with over nineteen years of experience in developing Corporate Social Responsibility and Sustainability strategies for national and multinational companies. An international speaker and expert writer on the subject, with several publications, including "Vision: Current State of CSR in Central America" and "Indicarse: CSR Indicator System for the Central American region."

Currently involved in national and international processes promoting sustainability agendas from a business perspective, through multisectoral partnerships and public-private alliances.

Actively serves as an external director on several Boards of Directors of national and international companies. Engages in advocacy spaces of non-profit organizations, the public sector, and organized private sector. Actively participated as part of the official Guatemala delegation in global advocacy instances such as the United Nations High-Level Forum on Sustainable Development and the United Nations Forum on Business and Human Rights. Participated in the COP 26 World Climate Change Conference and other forums representing Guatemala. Actively involved in the International Financial Reporting Standards Foundation (IFRS), an active member of ASIES, and provides pro bono support to various non-profit organizations.

Camila Muñoz is a pioneering Fintech leader and founding CEO of Mente (formerly Exponencial Confirming), with over 20 years of experience driving financial inclusion and access to capital for more than 35,000 Latin American SMEs. Renowned for revolutionizing capital access and digital factoring, her leadership has created a direct impact on regional competitiveness by promoting financial inclusion, innovation, and sustainable growth in emerging markets. Her innovative vision and commitment to sustainability have positioned her as a reference in business leadership, gender equity, and development of competitive ecosystems for productive value chains.

Sergio Navajas is Senior Specialist at IDB Lab, the innovation laboratory of the Inter-American Development Bank Group, where he leads initiatives that harness financial innovation—including tokenization, artificial intelligence, and next-generation payments—to expand economic opportunity and strengthen financial inclusion. With over 25 years of experience across multilateral and bilateral organizations, academia, and the private sector, he has participated in and helped shape the financial inclusion revolution in Latin America and the Caribbean, leading projects, research, and partnerships that expanded access to finance across the region. Today, he focuses on frontier areas that connect emerging technologies with people-centered outcomes in developing markets. He holds a Ph.D. in Development and Finance from The Ohio State University and has worked with USAID, The Ohio State University, and Banco Bisa in Bolivia.

Alberto Naudon Dell'oro is Board Member of the Central Bank of Chile since March 2018. Before his appointment to the Board and since September 2014, he was Director of the Research Division of this Institution.

He is a Commercial Engineer from the Pontifical Catholic University of Chile, where he received the Raúl Iver award as the best graduate among his 2000 classmates, and holds a Master's Degree and PhD in Economics from the University of California at Los Angeles, USA. He joined the Research Division of the Central Bank as an Economist in 2000, where he served as Chief Economist and then as Head of the Macroeconomic Modeling and Forecasting Department. In 2013, he held the position of Chief Economist at Banco de Crédito e Inversiones, where he worked for one year.

Among his academic activities he has been a professor at the University of Chile, the Pontifical Catholic University of Chile, the University of Los Andes, and the Adolfo Ibáñez University, teaching courses in the areas of Macroeconomics, Econometrics and International Economics. He has also researched and published several papers on monetary policy and financial issues.

Claudia Núñez Sañudo is the General Director of FinTech Mexico, the association that represents 200 leading companies transforming the country's financial and technological ecosystem. With more than 20 years of experience in the public, private, and philanthropic sectors, she has dedicated her career to promoting innovation, inclusion, and collaboration between government, industry, and society. A graduate of the Harvard Kennedy School and ITAM, Claudia serves on the boards of the Mexico Foundation at Harvard, the U.S.-Mexico Foundation, Data Cívica, and the Harvard Club of Mexico. Through FinTech Mexico, she leads initiatives to strengthen the regulatory framework, promote the adoption of open finance, boost the country's competitiveness, and consolidate Mexico as a regional hub for digital and financial innovation.

Roberto Opazo holds a degree in Computer Engineering and a Master's degree in Industry. He has been responsible for the "Data Security and Digital Signatures" and "Entrepreneurship in Digital Business" courses at the University of Chile. He is the founder of Acepta.com, a pioneering company in Chile in the field of electronic signatures and invoicing, recently acquired by SOVOS for a valuation of USD 180 million. He currently serves as co-founder and CEO of Khipu, a leading company in OpenFinance and OpenData, winner of Chile's National Innovation Award and which processes payments equivalent to 1% of the Gross Domestic Product (GDP). He also co-founded and serves on the board of the Chilean Fintech Association.

Inés Páez is a specialist in fintech, regulatory innovation, and leadership for regulators. She serves on regional and international committees such as the Financial Innovation Hub and the Academic Council of the Open Finance Institute, among others. She holds a degree in Electronics and Communications Engineering, with a Master's degree in Senior Management and training in leadership and innovation from Stanford University. She currently leads the Financial Innovation and Inclusion team at the Superintendency of Banks of the Dominican Republic, where she promotes initiatives in digital financial services, financial inclusion, and behavioral economics.

Melissa Paniccioli, MBA, MS, CBCP, es una líder en servicios financieros con más de 20 años de experiencia impulsando la transformación, la excelencia operativa y el crecimiento consciente del riesgo en instituciones globales de primer nivel como Accenture, BNY Mellon, Citibank, Goldman Sachs y Wipro. Con una formación dual en estrategia (MBA) y tecnología/ciberseguridad (MS), lidera iniciativas a gran escala que modernizan las operaciones, fortalecen los controles y alinean el rendimiento empresarial con el valor a largo plazo de la organización. Ha desarrollado su carrera en la intersección de los servicios financieros, la ciberseguridad y la transformación empresarial, asesorando y entregando soluciones para bancos globales de importancia sistémica (G-SIBs), fintechs emergentes e instituciones financieras de gran escala que navegan por entornos regulatorios y operativos complejos. Su liderazgo se basa en la ejecución disciplinada, la claridad estratégica y la capacidad de colaborar con ejecutivos de nivel C, áreas de negocio y tecnología para lograr resultados medibles. También posee certificaciones profesionales en Coaching Ágil, Gestión de Proyectos, Tecnología Blockchain y es Profesional Certificada en Continuidad del Negocio (CBCP), lo que refuerza su experiencia en resiliencia operativa, gobernanza del riesgo y preparación en entornos empresariales complejos.

Eric Parrado is Managing Director for Central America, Mexico, Haiti, and the Dominican Republic at IDB Invest. In this role, he leads the strategic direction and operations in these regions, leveraging his extensive experience in financial management and economic development. Before joining IDB Invest, he was Chief Economist and Economic Counselor of the Research Department of the Inter-American Development Bank (IDB) since March 2019. Eric also served as professor of economics and finance at the ESE Business School of the Universidad de los Andes in Santiago, Chile.

Mr. Parrado is a visiting professor at Oxford University and ETH Zurich and co-chair of the World Economic Forum's Global Future Council on Economics of Equitable Transition. From 2014 to 2018 he was the Superintendent of Banks and Financial Institutions in Chile, where he promoted reforms such as the modernization of banking legislation and the creation of new instruments for financial inclusion.

In 2018, ComunidadMujer distinguished Mr. Parrado as a leader in gender equality for his work on the empowerment and economic self-reliance of women in Chile. In 2011, he was named Young Global Leader by the World Economic Forum; in 2009, the Inter-American Development Bank and the Americas Business Council named him as one of a new generation of leaders in the Americas.

She leads the Vice President of Investment Banking and Special Projects, which integrates the Structuring, Factoring, and Trust areas. In this position, she drives the creation of strategic financial solutions for both the bank's clients and the institution itself, with a focus on financial efficiency, sustainability, and profitable growth.

With more than 15 years of experience in corporate and investment banking, Marelissa has led the structuring of more than $3 billion in private and capital markets transactions, encompassing syndicated financings, debt issuances, and strategic operations in Panama and the region.
She holds a bachelor's degree in Mathematics and a Master's degree in Business Administration (MBA).

Heverton Peixoto, a civil engineer from the University of Brasília and an MBA in Corporate Finance from Insead France, has over 15 years of experience in insurance and financial services. Having worked for major companies such as McKinsey & Company and Grupo Amil, he has led strategic projects and driven digital transformation in several organizations. As CEO of Wiz Soluções, he built a diversified financial conglomerate, establishing partnerships with major banks. Currently, at the helm of Omni&Co, he leads an innovative credit ecosystem, offering B2B and B2C financial solutions to millions of customers throughout Brazil.

Ms. Claudia Pichardo holds a Law degree from the Pontificia Universidad Católica Madre y Maestra in the Dominican Republic. She also holds a Master’s in International Business Law from the Complutense University of Madrid and a Master’s in Legal Advice for Businesses from the Carlos III University of Madrid. Additionally, she has completed various specialized training programs in capital markets, regulatory compliance, risk management, among others.

She has extensive experience in financial regulation, capital markets, financial inclusion and innovation, green taxonomies, anti-money laundering, and counter-terrorism financing. She is widely regarded as a leading expert in securities markets in the Dominican Republic.

Currently, she serves as Director of the Directorate of Regulation and Innovation at the Superintendency of the Securities Market of the Dominican Republic, with over 10 years of legal and regulatory practice in the financial sector. She is a founding member and current representative on the Executive Committee of the Dominican Republic’s Financial Innovation Hub, as well as a member of the Executive Committee of FintechLAC at the Inter-American Development Bank (IDB).

She is currently the Head of the Payment System Department at the Central Bank of Colombia where she leads the implementation of Bre-B the new national fast payment system. Previously worked at the Unit of Financial Regulation of the Ministry of Finance, the Securities Self-Regulatory Organization and the Colombian Banking Association.

In 2020 Ana Maria received a special award of the Prize Juan Luis Londoño, given to economists under 40 who demonstrate significant contributions to the design of social policy. She owned the prize due to her leadership in the implementation of Ingreso Solidario, the Covid-19 G2P emergency program of Colombia.

Mrs Prieto holds a Master in Public Policy from Universidad de los Andes (Colombia) a Master in Economics from Universidad Javeriana (Colombia) and has participated in several academic programs in financial inclusion, innovation and leadership at Oxford University, Georgetown University and Harvard University.

Roman Proskalovich is the Lead of the Emergent Money Systems workstream within the Cambridge Digital Assets Programme at the Cambridge Centre for Alternative Finance. He is developing an open-access, web-based dashboard that tracks emerging forms of digital money, including stablecoins and central bank digital currencies. Throughout 2022, he led a team that researched the cryptoasset sector in Latin America and the Caribbean to gain insights into its maturity, challenges, regulatory environment, and future direction. Prior to joining the CCAF, Roman worked across industry, academia, and the public sector, contributing to projects on foreign direct investment promotion, digital transformation of the economy, financial product and service development, and monetary stabilisation techniques for digital assets.

Laura is a Colombian attorney with over a decade of experience in corporate finance and cross-border transactions across Latin America and the Caribbean. She currently serves as Legal Counsel at IDB Invest, where she advises on complex investment operations in emerging markets. Prior to joining IDB Invest, she worked in private practice in Colombia, focusing on banking and finance. Laura holds a Master of International Business and Economic Law from Georgetown University, a specialization in Capital Markets Law, and a Law Degree from Pontificia Universidad Javeriana.

Arturo Rodríguez has more than 15 years of experience working on sustainability issues. He is currently Relationship Manager for Iberoamerica at the IFRS Foundation. In this role, Arturo leads efforts in the region to generate awareness among companies, investors, regulators and other actors in the capital markets on the International Sustainability Standards Board (ISSB, in English). Currently Arturo is based in Mexico City.

Hernando Rubio is a visionary entrepreneur and fintech executive who champions financial inclusion through innovation. As co-founder and CEO of MOVii, a regulated fintech based in Latin America, he leads a mission to democratize digital payments and enable both individuals and businesses—especially those historically underserved—to pay and get paid easily, affordably, and securely. Over his career, Hernando has built and scaled tech-driven services that turn ambitious ideas into operational companies, focusing on designing user experiences that are personal, accessible, mobile-first, and tailored to the real needs of everyday users. Under his leadership, MOVii has developed digital wallets and payment platforms that reduce reliance on cash and foster financial empowerment, guided by his core belief that innovation in fintech should be both disruptive and inclusive. He places a strong emphasis on regulatory compliance, partnerships, and customer trust, building systems that can grow sustainably while serving communities at the margins.

Belline Santana, Head of the Banking Supervision Department of the Central Bank of Brazil. Mr. Santana is economist. Joined the Brazilian Central Bank in 1998. Coordinated teams responsible for prudential supervision of banks, financial conglomerates and specialized teams in corporate governance, internal controls and operational risk. Worked in the development of risk-based supervision processes and the implementation of the Basel II and III framework in Brazil. He has participated in several working groups of BCBS, ASBA and FSB. He has also worked in IMF and UN technical assistance programs, for the development of risk-based supervision and consolidated supervision in developing countries. He is Vice Chairman of ASBA, Member of the Supervisory Cooperation Group (SCG) – BIS and member of the fiscal council of the employee pension fund of the Central Bank of Brazil.

He was a member of the Colombian House of Representatives (2018-2022). He is a national leader in the modernization of the State through the implementation of new technologies, the promotion of collaborative economies, and the efficient planning and execution of public spending. He has more than eight years of experience in public affairs and government, with an emphasis on legislative, regulatory, and public policy processes. He has extensive experience regulating corporate governance for the private sector and managing citizen interests in regulatory processes in the public sector. He has a long history of building bridges between the private and public sectors to achieve common interests.

Recognitions:
-Chosen for three consecutive years as one of the best House Representatives in the country by the Cifras y Conceptos Opinion Panel.
-Recognized as Person of the Year 2021 by the newspaper El Espectador.
-Recognized by RCN Channel as one of the ten young people under 40 who stood out in 2021.

Carlos Santos is Salvadoran, specialist in sustainability and green finance. Graduated in Business Administration from Universidad Anáhuac México, with studies in Sustainable Business Management at Universidad George Washington. He holds a Certification in Green Finance and another in Biodiversity from the Frankfurt School of Finance and Management, where he is currently studying the Master in Leadership in Sustainable Finance with a social focus.

He has led social and financial initiatives in Mexico and Central America, and currently works as Sustainability Manager at Banco Bolivariano in Ecuador, where he promoted the issuance of the first blue bond with objective incentives and works on the structure of the country's first biodiversity bond.

Shelly Shetty is a Managing Director and the head of Asia and Americas Sovereigns at Fitch Ratings, based in New York. She has over 20 years of experience in assessing sovereign risk.

She is responsible for overseeing ratings and leading the research initiative on sovereigns in the Americas and Asia. The lead sovereign analyst covering Brazil, Shelly is also the chief spokesperson for the group on Latin American sovereign ratings. She is also a member of rating committees for sovereigns throughout the world, particularly emerging markets.

Prior to joining Fitch in 2000, Shelly was an assistant vice president for the sovereign group at Duff & Phelps Credit Rating Co. (DCR), where she covered countries in Central Europe, Africa, and Asia.

Shelly earned a B.A. and an M.A. in economics from Delhi University and an M.A. in International Affairs from Columbia University.

Prateek Shrivastava is the Managing Director of BFA Global. He has over 30 years of experience across 40 countries, first as a technologist leading global innovation programs and, since 2004, applying technology for development. He pioneered shared mobile infrastructure in Africa and Asia as Managing Director of Monitise Emerging Markets, co-founded BeyondBranches in Nigeria (now Interswitch Financial Inclusion Services), and later served as VP of Digital at Accion, where he led the Mastercard–Accion Partnership reaching more than 30 million people and helped design the $152.5 million Accion Digital Transformation Fund. More recently, he co-founded EMpact in West Africa and Latin America and launched soilnet.ai to apply IoT and AI in agriculture. He also serves on the board of Annapurna Finance in India.

Is a lawyer graduated from the University of Buenos Aires (1988) and has obtained an LL.M from the University of Illinois at Urbana – Champaign (1991). He has been consistently recognized in his areas of practice by specialized legal publications such as Chambers and Legal 500, among others.

In the past, he has had academic participation in the Law Schools of both the University of Buenos Aires (UBA) and the Argentine Catholic University (UCA), and in postgraduate master's programs at Austral University, among others.

He was a partner at Marval O'Farrell Mairal, and a member of its Board of Directors, where he worked from 1993 until the date of his appointment at the CNV. Prior to joining Marval, he worked in other legal firms in Argentina. He also worked as a foreign associate for Shearman & Sterling in New York for part of 1991-1992.

He has been Secretary of the Chamber of Trusts and Funds of Direct Investment in Productive Activities (CAFIDAP) since 2016. Also, he has been president of the Banking Law Committee of the International Bar Association (IBA), the association which gathers the international bar associations.

He specializes in capital markets, project finance, trusts, banking law, and foreign exchange control; has been the author of numerous publications in his areas of specialization; and is a frequent speaker at various forums in his areas of expertise.

Armando Simón is a seasoned financial sector professional with extensive experience in international banking, development, impact investing, and strategic leadership. In his role as Lead Investment Officer, he is responsible for IDB Invest’s investment and origination efforts for Financial Institutions in Mexico and Central America (currently based in Mexico City). Prior to his current position at IDB Invest, he served as Investments Director for Latin America at MicroVest (DAI Capital) - impact fund based in Washington, DC. He held a similar role for several years at a US-based financial institution with a global portfolio.

Originally from Mexico, Mr. Simon holds a Bachelor's degree in International Business Administration from Universidad Iberoamericana and an MBA from Babson College in Boston, Massachusetts. He is fluent in Spanish, English, Portuguese, and French.

Lawyer from the National University of San Marcos, Peru Specialized in Senior Management in Financial Institutions from the Uniempresarial University of Bogotá, Colombia, IESE Business School Spain, and ESAN University Chairman of the Board of Directors of Caja Huancayo. President of the Peruvian Federation of Municipal Savings and Loan Funds. Member of the Board.

She holds a degree in Business Administration from the University of Chile and an MBA from the Pontifical Catholic University of Chile. She is Head of the Center for Financial Innovation at the Chilean Central Monetary Fund (CMF), where she leads the implementation of the open finance system in Chile and acts as a channel of communication between the regulator, fintech companies, and the traditional financial industry, promoting dialogue around innovations in products and business models. She chairs the Executive Committee of FintechLac and is a member of the Exchange Rate Limits Committee. She was previously Head of the Technological Observatory of the Central Bank of Chile and has developed her career in institutions such as the Santiago Stock Exchange, the Central Bank of Chile (CCLV), and the former Superintendency of Securities and Insurance.

Dr. Christian Stone is a Caribbean entrepreneur and educator dedicated to expanding access to finance for small and medium-sized enterprises (SMEs). He is CEO of Term Finance SME, a Caribbean lending company operating in Trinidad & Tobago, Barbados, Grenada, and St. Lucia, with expansion plans across the wider Caribbean. Under his leadership, the company has disbursed financing to 700+ SMEs, supporting more than 1,600 full-time jobs, with a strong focus on women-led and first-time entrepreneurs.

Dr. Stone also serves as Vice President of the Trinidad & Tobago Chamber of Commerce and sits on several national boards. He is the founder of the National Secondary School Entrepreneurship Competition (NSSEC), the country’s largest youth entrepreneurship program, and lectures in Entrepreneurship at the University of the Southern Caribbean. He holds a PhD in Management (Entrepreneurship & Strategy), an Executive MBA, a Master’s in Education, and an Honours Bachelor’s in Business Administration.

A Civil Engineer from the University of Los Andes, he holds a Master's degree in Actuarial Science and a Master's degree in Finance from Georgia State University.

With 30 years at Grupo Bolívar, he has consolidated his leadership, promoting the organization's culture, values, and purpose. He began his career at Seguros Bolívar, where he led the creation of Grupo Bolívar's Risk team and achieved milestones such as the purchase of Bancafé, the acquisition of Bansuperior, the integration of HSBC in Central America, and, in 2025, the incorporation of Scotiabank's operations in Colombia, Panama, and Costa Rica, consolidating Davivienda as a global multi-Latin bank.

In 2015, he assumed the presidency of Seguros Bolívar and, since 2022, he has served as President of Banco Davivienda, or "Casita Roja" as it is well known. This has allowed Davivienda to reach the Latin American markets, where it operates an innovative and competitive value proposition with a global vision.

Wendy Teleki serves as the Head of the Women Entrepreneurs Finance Initiative (We-Fi) Secretariat at the World Bank, where she oversees support for women entrepreneurs across more than 60 developing countries. Since its inception in 2017, We-Fi has allocated $360 million and has catalyzed $3.6 billion in financing for women entrepreneurs globally. Prior to her role at We-Fi, Ms. Teleki held positions at the International Finance Corporation (IFC), the private sector arm of the World Bank Group, where she led initiatives to expand access to finance for small businesses and women entrepreneurs in emerging markets. She was recognized among Forbes’s “50 Over 50” in finance for her advocacy and leadership, is co-author of the book Rebalance: How Women Lead, Parent, Partner and Thrive, and holds advanced degrees from the Johns Hopkins School of Advanced International Studies (SAIS) and the Wharton School of Business.

Driss Temsamani is the Americas Head of Digital at Citi, leading the business across cash management, liquidity, trade, and digital assets. With over three decades at Citi, he has been a driving force in digital transformation and financial market modernization. A trusted advisor to central banks and regulators, his insights have been featured in CNN, Bloomberg, and The Wall Street Journal. Driss also serves on the boards of Junior Achievement Americas and The George Washington University’s School of Business. He is the author of The Agentic Bank, exploring how AI and blockchain are redefining the future of finance.

Ricardo Toranzo is Director of the Silver Finance: Financial Inclusion for Life initiative of the German Sparkassenstiftung, with support from IDB Lab and the "la Caixa" Foundation. In this role, he promotes financial inclusion for older adults in Latin America and the Caribbean through innovative solutions, institutional strengthening, and knowledge generation. His work connects banks, cooperatives, fintechs, and social actors in more than seven countries. He is an economist with master's degrees in Finance and Development (SOAS, University of London) and in Development Evaluation and Management (University of Antwerp).

Amina Turgulova is an accomplished professional with extensive experience in the global financial industry, recognized for her expertise in capital markets, digital asset infrastructure, and regulatory development. Until recently, she served as Senior Policy & Regulatory Affairs Advisor at Solidus Labs, a crypto-native market surveillance provider, where she was responsible for global regulatory monitoring and industry’s feedback to regulators on advanced crypto-specific frameworks. Amina also managed strategy and operations of the Crypto Market Integrity Coalition (CMIC), bringing together 53 digital asset companies to promote transparency and market integrity worldwide. She has been actively involved in advocacy campaigns at both the U.S. federal and state levels, regularly contributing to policy discussions on Capitol Hill.

Diego Veroiza holds a degree in Business Administration and a Master's in Finance from the Pontificia Universidad Católica de Chile. His career includes key experiences at the Financial Innovation Hub of the Chilean Financial Market Commission (CMF) and the Capital Markets Coordination Unit of the Chilean Ministry of Finance. In these roles, he contributed to the development of the National Financial Inclusion Strategy, the Committee for Setting Limits on Interchange Fees, and participated in the drafting and implementation of the Fintech Law. With his experience in financial regulation, technology, and public-private partnerships, Diego is instrumental in transforming Chile into the region's fintech hub.

With over 25 years of experience in the financial industry, Fedra Ware is the Head of Swift Latin America and the Caribbean, where she leads the strategic vision and operations in the region. Since joining Swift in 2014, Fedra has held key leadership roles, driving digital transformation and innovation in cross-border payments.

As Head of Swift LAC, Fedra spearheads initiatives to strengthen the regional financial infrastructure, improving connectivity within Swift 's global network. She fosters collaboration with financial institutions, central banks, supranational organizations, and other key stakeholders to advance the development of resilient, efficient, and secure payment systems. Under her leadership, Swift 's regional strategy focuses on delivering innovative solutions that meet the evolving needs of the industry, while supporting regulatory compliance and operational excellence.

Antonio Wills is a Technical Assistance Senior Officer at Finance in Motion, a global impact asset manager dedicated to promoting sustainable development in emerging markets. He holds a degree in Business and a Master’s in Development Practice. With over 15 years of experience, Antonio works with financial institutions and their clients across Latin America and the Caribbean to scale ESG impact. His work focuses on building capabilities to implement data-driven digital platforms that manage climate and nature-related risks, monitor environmental performance, and help organizations adopt best sustainability practices.

Gabriela Zapata is a financial inclusion and financial health specialist. She serves as a strategic advisor, board member, and consultant to private and public institutions, and fintech companies across Mexico and Latin America. Her work focuses on advancing the measurement and improvement of financial health, promoting gender-responsive practices in the financial sector, and strengthening micro and small enterprise resilience. She currently collaborates with CGAP/the World Bank Group, BFA Global, the Office of Queen Máxima of the Netherlands at the United Nations (UNSGSA), and MetLife Foundation, and has previously worked at the Gates Foundation and Mexico’s Ministry of Agriculture.

An executive with over 20 years of experience in the Bolivian financial system, he currently serves as National Finance and Planning Manager at BancoSol, an institution he has supported in various highly significant strategic processes, including compliance with the Financial Services Law, the definition of strategies during the pandemic, and support for the bank's comprehensive transformation process, contributing with a clear vision focused on financial sustainability.