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Two Successful Models for Promoting Banking Digitalization: The Cases of Colombia and Peru

The success of online platforms in the Colombian banking system offers a clear example of how private enterprises can optimize services, expand their customer base, and enhance social inclusion. In Peru, the process has been slow but comprehensive, aiming for a transition to "open banking."

Does Access to Credit Make People Better or Worse Off?
Does Access to Credit Make People Better or Worse Off?

Traditional credit screening approaches are based on qualifications that many low-income applicants do not have: credit histories, collateral, and verifiable income streams. What if these applicants could be assessed differently?

Making Global Progress in Responsible Investments
Making Global Progress in Responsible Investments

Responsible finance flourished when they were most necessary: shortly after the financial crisis of 2008. Its momentum has come from increasingly more conscious investors.

3 Myths about Public Private Partnerships
3 Myths about Public Private Partnerships

People newly engaged with PPPs often hold strong beliefs about them. Some of them are just plain wrong.

Why should financial institutions invest in agribusiness?
Why should financial institutions invest in agribusiness?

Export-oriented high-tech agribusinesses will offer significant opportunities for financial institutions in Latin America and the Caribbean.

Think Sustainable Network: Sustainable Finances and Investment for Change
Think Sustainable Network: Sustainable Finances and Investment for Change

Sustainable finances and investments incorporate issues of governance, the environment and social reality when long-term decisions are made. However, in order for sustainable thinking to spread like wildfire over the financial markets and for companies to base their long-term measures on sustainability, it is essential for decision-makers – senior executives – to be committed to this trend based on an understanding of the financial instruments they can use and the challenges they will face when incorporating this line of work in their companies.